Thông tư 08/2020/TT-NHNN sửa đổi Thông tư 22/2019/TT-NHNN quy định về giới hạn, tỷ lệ bảo đảm an toàn trong hoạt động của ngân hàng, chi nhánh ngân hàng nước ngoài do Ngân hàng Nhà nước Việt Nam ban hành

CIRCULAR

ON AMENDMENTS TO CIRCULAR NO. 22/2019/TT-NHNN DATED NOVEMBER 15, 2019 OF THE GOVERNOR OF THE STATE BANK OF VIETNAM ON LIMITS AND PRUDENTIAL RATIOS OF BANKS AND FOREIGN BANK BRANCHES

Pursuant to the Law on the State Bank of Vietnam dated June 16, 2010;

Pursuant to the Law on Credit Institutions dated June 16, 2010;

Pursuant to the Law on amendments to the Law on Credit Institutions dated November 20, 2017;

Pursuant to the Government's Decree No.16/2017/ND-CP defining functions, tasks, entitlements and organizational structure of the State Bank of Vietnam;

At the request of Chief Bank Inspector;

The Governor of the State Bank of Vietnam promulgates a Circular on amendments to Circular No. 22/2019/TT-NHNN dated November 15, 2019 of the Governor of the State Bank of Vietnam on limits and prudential ratios of banks and foreign bank branches.

Article 1. Amendments to certain articles of Circular No. 22/2019/TT-NHNN dated November 15, 2019 of the Governor of the State Bank of Vietnam on limits and prudential ratios of banks and foreign bank branches

Clause 5 Article 16 shall be amended as follows:

“5. Banks and FBBs shall maintain the maximum ratio of short-term capital for provision of medium-term and long-term loans as follows:

a) From January 01, 2020 to September 30, 2020 inclusive: 40%;

b) From October 01, 2021 to September 30, 2022 inclusive: 37%;

c) From October 01, 2022 to September 30, 2023 inclusive: 34%;

d) From October 01, 2023 onwards: 30%.”

Article 2. Implementation

The Chief of the Office, Chief of the Banking Inspection and Supervision Agency, Heads of affiliated entities of the State Bank, Directors of the State Bank branches located at centrally-affiliated cities and provinces, banks and/or foreign bank branches, shall implement this Circular.

Article 3. Entry in force

This Circular comes into force as of October 01, 2020./.

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