Quyết định 2172/QĐ-NHNN năm 2014 về mức lãi suất tối đa đối với tiền gửi bằng đôla Mỹ của tổ chức, cá nhân tại tổ chức tín dụng, chi nhánh ngân hàng nước ngoài theo quy định tại Thông tư 06/2014/TT-NHNN do Thống đốc Ngân hàng nhà nước Việt Nam ban hành

DECISION

MAXIMUM DEPOSIT INTEREST RATES IN US DOLLARS APPLIED TO ORGANIZATIONS, INDIVIDUALS AT CREDIT INSTITUTIONS AND BRANCHES OF FOREIGN BANKS ACCORDING TO THE PROVISIONS SET OUT IN THE CIRCULAR 06/2014/TT-NHNN DATED MARCH 17, 2014

GOVERNOR OF THE STATE BANK OF VIETNAM

Pursuant to the Law on the State Bank of Vietnam No.46/2010/QH12 dated June 16, 2010;

Pursuant to the Law on Credit Institutions No.47/2010/QH12 dated June 16, 2010;

Pursuant to the Government's Decree No. 156/2013/ND-CP dated November 11, 2013 defining the functions, tasks, entitlements and organizational structure of the State bank of Vietnam;

Pursuant to the Circular No.06/2014/TT-NHNN dated March 17, 2014 of the Governor of the State Bank of Vietnam regulating deposit interest rates in US dollars to organizations and individuals at credit institutions;

At the proposal of the Director of the Financial Policy Department,

DECISION

Article 1. Maximum deposit interest rates in US dollars applied to organizations, individuals according to the provisions set out in the Circular 06/2014/TT-NHNN dated March 17, 2014 as follows:

1. Maximum rate of interest on deposits made by organizations (except credit institutions and branches of foreign banks) is 0.25% per year.

2. Maximum rate of interest on deposits made by individuals is 0.75% per year.

Article 2.

1. This Decision shall come into force since October 29, 2014 and replace the Decision No.497/QD-NHNN dated March 17, 2014 of the Governor of the State Bank of Vietnam regulating maximum deposit interest rates in US dollars applied to organizations, individuals at credit institutions, branches of foreign banks according to the provisions set out in the Circular No.06/2014/TT-NHNN dated March 17, 2014.

2. Rates of interest on deposits in US dollars made by organizations, individuals at credit institutions, branches of foreign banks that arise before the effective date of this Decision shall remain unchanged until their maturity dates; In case the depositors do not withdraw the deposit after their maturity dates, the credit institutions and branches of foreign banks shall apply deposit interest rates according to this Decision.

Article 3. The Chief officers, the Director of the Financial Policy Department and heads of organizations affiliated to the State Bank of Vietnam, directors of the State Bank of central-affiliated provinces and cities; President of the Board of Directors, President of Member Council and General Director of credit institutions, branches of foreign banks shall be responsible for executing this Decision./.

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